Options for Coverage

Paying Too Much for Health Insurance?

There are four main ways to buy individual health coverage. Each works differently. Choose an option below to learn more.

ACA / Obamacare

Looking for ACA coverage? Click Start Enrollment to access our secure enrollment site. We do not sell your information to multiple agents so you will not be deluged with texts and phone calls. You'll be able to review available plans and enroll online, and we're here if you need help. We can actually enroll you in true marketplace plans.

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Short-Term Medical

Need temporary coverage? Short-term health plans are often the lowest-cost option available and can be renewed for up to three years in many states. These plans are best suited for healthy individuals since pre-existing conditions are generally not covered.

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LifeX

Major medical option for qualified people. This option is with a company that is actually looking to hire employees to research how people can live healthier lives. This gives you access to quality major medical and dental/vision benefits. Because this is unique, please click the button below to learn exactly how it works.

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Cost Share

Community-based sharing of eligible medical expenses. This is a totally different method of dealing with the costs of medical care. Click the button below to get a full explanation of how these programs work. It is important that you fully understand them, so take a few minutes to find out about what can be the most affordable option.

How Cost Shares Work

Other Ways to Protect Your Family

Dental / Vision

Dental problems can be expensive and cost you thousands of dollars. A single crown can easily cost over $1,000. This plan pays 100% for cleanings immediately. Fillings and other basic services are covered at 50% right away, while major services like crowns, root canals, dentures, and implants start at 10% coverage. After the first year, fillings increase to 80% and major services increase to 60%.

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Life Insurance

When everyone else brings flowers, we can bring money. While life insurance is not Glen's primary focus, he has personally written policies that have paid out over $7 million in death claims, providing families with real financial support when they needed it most. If you'd like to learn more, set up a time to talk.

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Hospital Bill Protection

A trip to the hospital can create thousands of dollars in unexpected expenses, even if you already have health insurance. This plan pays cash directly to you for covered hospital stays, helping with deductibles, copays, and other out-of-pocket costs. And you get a 24-hour virtual doctor, so you don't have to sit in a waiting room with sick people.

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