Benefits That Work For Your Business

Are You Paying More Payroll Taxes Than Necessary? Many small business owners are surprised to learn they may be paying thousands of dollars more in payroll taxes than necessary. One of the simplest tools available is called a Section 125 Cafeteria Plan. When structured properly, it allows employees to pay for certain benefits with pre-tax dollars. Employees keep more of their paycheck, and the employer reduces payroll taxes at the same time. For a business with just a handful of employees, the savings can add up quickly year after year. But that's only part of the story. If your company has more than 10 W-2 employees, we can also show you strategies that may help reduce healthcare spending while improving employee benefits. Depending on your situation, that could include access to a 24-hour virtual medical professional, wellness resources, and over 1,000 generic medications available at no cost to the employee. If you currently offer a traditional fully insured health plan, our Total Benefit Control process may identify areas where benefit dollars are being wasted and help put those dollars back into your business. Every company is different. The first step is simply finding out what opportunities may already be available to you. Call us at 402-202-2550 to schedule a conversation.

Total Benefit Control Most brokers focus on one thing: renewing your health insurance. We believe that's only part of the job. A successful benefits strategy should accomplish three objectives: Control Costs Are benefit dollars being spent efficiently, or are there hidden cost drivers increasing expenses year after year? Reduce Compliance Risk Are your plans properly documented and aligned with current regulations, or are there gaps that could create unnecessary exposure? Improve Employee Engagement Do employees understand and value their benefits, or are you investing significant dollars in programs they rarely use or appreciate? Our Total Benefit Control process begins with a review of these three areas. The goal is not simply to find a lower premium. The goal is to build a benefits strategy that supports the business, protects the employer, and helps employees get more value from the benefits you provide. For many organizations, employee benefits represent one of the largest expenses on the balance sheet. We believe they should also be one of the most valuable investments.

Give us a call to get started.

402-202-2550